Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Leopay Nigeria website, mobile application, and all related services (collectively, the "Service"). The Service is owned and operated by Leomart Integrated Solutions.

By accessing or using the Service, you agree to be legally bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.

1. Acceptance of Terms

By registering for an account, browsing the website, or using any of our services (including purchasing data bundles, airtime, cable TV subscriptions, exam pins, or utility bill payments), you confirm that you are at least 18 years of age or the age of majority in your jurisdiction, and that you have read, understood, and accepted these Terms, including our Privacy Policy.

2. Account Registration and Security

To access certain features of the Service, you may be required to register an account. You agree to:

  • Provide accurate, current, and complete information during registration.
  • Maintain and promptly update your account information.
  • Keep your password confidential and secure.
  • Be fully responsible for all activities that occur under your account.

You agree to notify Leopay immediately of any unauthorized use of your account or any other security breach.

3. User Responsibilities and Prohibited Conduct

You agree not to use the Service for any unlawful, fraudulent, or abusive purpose. Specifically, you agree not to:

  • Post, transmit, or make available any content that is unlawful, harmful, threatening, abusive, defamatory, invasive of privacy, or harmful to minors.
  • Transmit any content that is pornographic, obscene, or depicts actual sexual conduct.
  • Harass, degrade, intimidate, or promote hatred based on religion, gender, sexual orientation, race, ethnicity, age, or disability.
  • Violate any applicable laws, including Nigeria’s Fair Housing Act or equal employment opportunity laws.
  • Impersonate any person or entity, including Leopay staff or representatives.
  • Post or transmit any content that infringes upon the intellectual property rights of others.
  • Engage in “affiliate marketing,” “spam,” “chain letters,” “pyramid schemes,” or unsolicited commercial advertising unless explicitly permitted.
  • Introduce viruses, malware, or any code designed to disrupt or impair the Service.
  • Use automated tools (spiders, robots, crawlers) to extract data from the Service without express written permission.
  • Attempt to gain unauthorized access to Leopay’s systems or networks.
  • Collect personal data about other users for commercial or unlawful purposes.
  • Contact anyone who has requested not to be contacted, or send unsolicited commercial messages.

4. No Spam Policy

You expressly agree that sending unsolicited email advertisements to Leopay email addresses or through Leopay’s computer systems is strictly prohibited. Any such violation may subject you to civil and criminal penalties under applicable federal and state laws.

5. Privacy and Information Use

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to the collection, storage, and use of your personal information as described therein. This includes, but is not limited to:

  • Email address, physical address, and financial information (e.g., payment details).
  • Transactional data based on your activities.
  • Information from your interactions with the site (IP address, browser type, page views, etc.).

We may use your information to:

  • Provide and improve our services.
  • Resolve disputes and troubleshoot problems.
  • Prevent illegal activities and enforce these Terms.
  • Send you service updates and promotional offers (based on your preferences).
  • Comply with legal obligations.

6. Intellectual Property

All content, trademarks, logos, software, and designs on the Service are the exclusive property of Leomart Integrated Solutions or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only. You may not:

  • Reproduce, modify, distribute, or create derivative works from any content without our express written consent.
  • Reverse engineer, decompile, or disassemble any part of the Service.
  • Copy or scrape content from the Service for commercial use.

7. Termination of Service

Leomart Integrated Solutions reserves the right, in its sole discretion, to:

  • Suspend or terminate your account.
  • Block your email address or IP address.
  • Remove any content you have posted.
  • Terminate your access to the Service immediately and without notice if you violate these Terms.

You agree that Leopay shall not be liable to you or any third party for any termination of your access.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, LEOPAY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Leopay does not warrant that the Service will be uninterrupted, secure, error-free, or free from viruses. You use the Service entirely at your own risk.

9. Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL LEOMART INTEGRATED SOLUTIONS, ITS AFFILIATES, OR EMPLOYEES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE. THIS INCLUDES DAMAGES FOR LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Indemnification

You agree to indemnify, defend, and hold harmless Leomart Integrated Solutions, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of or in any way connected with:

  • Your access to or use of the Service.
  • Your violation of these Terms.
  • Your violation of any third-party rights, including intellectual property or privacy rights.
  • Any content you post, transmit, or make available through the Service.

11. Cookies and Third-Party Advertising

Leopay uses cookies and similar technologies to enhance your experience, analyze traffic, and deliver personalized advertising. Third-party vendors, including Google, may also use cookies (such as DART cookies) to serve ads based on your prior visits to our site or other sites.

You can manage or disable cookies through your browser settings. For more information about Google’s use of advertising cookies, visit: https://policies.google.com/technologies/ads

Leopay has no control over third-party cookies or their privacy policies. We encourage you to review the privacy policies of any third-party advertisers.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the courts located in Nigeria.

13. General Provisions

  • Entire Agreement: These Terms constitute the entire agreement between you and Leopay regarding your use of the Service and supersede any prior agreements.
  • Waiver: Leopay’s failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
  • Liquidated Damages: You acknowledge that damages for certain breaches (e.g., spamming, impersonation, unauthorized scraping) are difficult to quantify. Therefore, you agree to pay Leopay liquidated damages as specified in our internal policies for such violations, which you acknowledge as a reasonable estimate of harm.
  • Changes to Terms: We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms of Use, please contact us:

Company: Leomart Integrated Solutions (Leopay Nigeria)
Email: leomartsolutions1@gmail.com
WhatsApp: https://wa.link/ofruuz
Website: https://leopay.com

Copyright © 2024 Leopay Nigeria. All Rights Reserved.

Disclaimer: This document is generated based on the content provided in your HTML file. It is intended for informational purposes only and does not constitute legal advice. We strongly recommend that you consult with a qualified legal professional in Nigeria to review, finalize, and ensure compliance with all applicable local, state, and federal regulations before publishing these Terms of Use.